Certified Insurance Inspector

Serving Duval, Nassau, St Johns, Clay, and Flagler Counties

1-904-612-1325

What features does my home need to qualify for the discounts?

Hip roof

Concrete block construction

Gable end bracing

Shutters

Single or double roof straps

Secondary water barrier

What other features will result in a discount?

That varies depending upon each individual insurance company. Click on the "calculate your savings" link above to get an idea of what kind of discounts you may qualify for.

Inspector is state certified license #AIC08402

Inspector has passed extensive background check & drug test

Inspector carries proper insurance

100% of the inspections are audited for accuracy

All reports contain pictures

Online storage of all reports for up to 5 years

Discounted rates for multiple services

Inspection is transferable to new owner if home is sold

Why choose Michael Epley
Certified Insurance Inspector?

A wind mitigation inspection is a valuable service that can save you hundreds of dollars on your homeowner insurance premiums. My name is Michael Epley, Certified Insurance Inspector, and I specialize in wind mitigation and 4 point surveys in the greater Jacksonville, Florida area.

In Florida, state law mandates insurance discounts for certain wind mitigation features which may be up to 45% of the original windstorm policy's premium. These building features prevent or reduce possible damage done during hurricanes and tropical storms. The discounts are justified because reinforced homes will have less damage and therefore less claims than homes without reinforcement. Houses built after 2002 generally have many wind mitigation construction features and will likely qualify for significant wind mitigation discount credits. Many existing houses built earlier will also have one or more of these wind mitigation construction features and may qualify for some discounts.

Wind Mitigation Inspections are available for all single family homes, townhouses, condos and commercial buildings. Homeowner's and Condo Associations also qualify for wind mitigation credits. Call me today to see if a Wind Mitigation Inspection will save you money.

The Four Point Insurance Inspection consists of the following four major systems of the home: the roof, the electrical system, the heating, ventilation and air conditioning system and the plumbing system. The insurance companies want to know the condition and life expectancy of these four major systems. In older homes, the insurance companies want to see that the systems have been updated.

As a Certified Insurance Inspector, I have the experience and training to do this type of inspection. Your insurance inspections will be uploaded and stored on our secure site for 5 years. You will have access if you need another copy or if you change insurance companies in the future. 100% of all my inspections are audited to make sure you get every discount you are entitled to. Call me for more information on 4 point insurance inspections.

This inspection saved me $341.00 a year. I didn’t know that I had some of the features that were eligible for discounts. I wish I knew this earlier but no one told me so I’m glad I had it done. Thanks Mike for the service you provided and your professionalism.
L. Solomon
Jacksonville Beach, FL

I was skeptical about this inspection at first and to spend $150.00 but my insurance agent recommended it. I’m so happy I did it since my home owner insurance decrease $412.00 per year. I was told this is good for 5 years so this was a very good investment and will save me $2,060.00 in 5 years.
T. Smith
Jacksonville, FL